I have a reasonable life style due to still working at 72 yrs of age full time, and having worked since I was 14, 6 days a week, not smoking don’t buy many clothes, never had a inheritance, lived for 17yrs in a council house in Ely ( love ELY ) and have worked for everything I have . Certainly wasn’t born with a silver spoon in my mouth, everything I have I have worked for. My one main outlay is my hockey, and it’s worth every penny of my hard worked money.Stay Safe All.